Unregulated Bridging Loans

Unregulated Bridging Loans provide swift, short-term finance solutions for property purchases, renovations, refinance, or restructuring of existing finance, in complex or time pressured situations. These loans are designed for those who require rapid access to funds, those who wouldn't achieve a standard term mortgage due to temporary  credit/affordability complications, or for those who wish to secure the finance on property that wouldn't be mortgageable in its current condition. 

At Exclusive Commercial Services Limited, we understand the intricacies of securing unregulated Bridging Loans and are here to guide you through the process. We equally understand the risks involved and the potential rising costs and we are careful in our approach with Bridging Loans. We complete our own due diligence to establish your planned exit strategy and will help you to understand if/how you may be able to repay the loan before you commit to this finance, as well as keeping you fully informed of the potential costs that could be incurred.

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Who Is It For?

Unregulated bridging loans are ideal for property developers, investors, businesses, and individuals seeking quick financial solutions and short term finance solutions for complex scenario's. Whether you're looking to purchase new premises, invest in a development / refurbishment project, or need to secure funds swiftly for a business opportunity, plus many more reasons, we are here to help. We work closely with property developers, landlords, sole traders, partnerships, limited companies and professionals, across the UK who require efficient access to finance and simple solutions for complex circumstances. 

No venture too big or too small for us. 

Whoever you are and regardless of your experience, we would love to help you achieve your goals.

 

 

 

 

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How It Works

Initial Consultation

We begin with a no-obligation consultation to understand your financial goals and needs. This crucial step allows us to lay the foundation for a successful financing solution tailored to you. 

Disclosure and Information Gathering

We provide our disclosures to you, including our Terms of Business and we gather information from you too, which helps us to understand your position and options and to further define the most suitable lenders and products that may be available to you.

Research & Analysis

We prepare a report on your behalf which takes form of a proposal to the lenders, for the finance you require. We conduct extensive market research to identify the best lenders and products that align with your requirements and submit the proposal for consideration.

This starts our negotiation with these lenders for you. By leveraging our whole-of-market access, we ensure you receive the most competitive options available.

Presentation of Terms

We review the Indicative Terms received from the lenders and we present you with a detailed Table of Terms. This shows the detail of these Indicative Terms in a format making it easy to compare the pros and cons of each, enabling you to make an informed decision that suits your requirements.

Application Submission

Once you select a suitable solution, we complete and submit a full application for finance, to your chosen lender. We work closely with you and the lender to achieve efficient approval and we manage the entire application process on your behalf. 

Application to Completion

This includes all the important steps, such as property Valuations, receiving your Formal Offer of Terms & Solicitors.

We help you to manage these steps with these parties and the lenders and we proactively stay in touch with all involved, to help take away the hassle from you and ensure the process moves as swiftly and smoothly as possible for you.

​ Ongoing Support

Our commitment to you doesn't end once you receive the finance. We like to stay in touch so we can help you to ensure that you are always receiving the best finance solutions for your business needs.

With your agreement, we shall contact you on each anniversary of the product we have arranged for you, as well as prior to the end date of a specific rate or product term. We like to catch up regularly to stay up to date with your current situation and any evolving plans that may alter your finance needs. If the suitability of finance alters then we can help you to restructure where required.

 

 

 

 

Key Benefits

  • Key Finance Solutions that fit your Business Needs: We understand that every business is unique, and we tailor our solutions accordingly.
  • Competitive Terms: Our access to the whole market ensures you receive the most competitive rates available.
  • Expert Guidance: Navigating the complexities of financial scenarios can be daunting. Our experienced brokers are here to guide you through.
  • Whole of Market Access: As truly independent brokers, we are not tied to a panel of lenders, ensuring you get the best options available.
  • Genuine Care for Our Clients: We pride ourselves on providing exceptional service, prioritising your needs throughout the process.

 

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Exclusive Commercial Services Limited is an appointed representative of Commercial Finance Brokers UK Limited which is authorised and regulated by the Financial Conduct Authority (FRN 736199) for the purpose of consumer credit business.

Commercial Finance Brokers UK Limited is registered in England & Wales under company registration number 06353973.