Buy to Lets

At Exclusive Commercial Services Limited, we have extensive experience in financing buy-to-let properties owned either individually, or through limited companies. 

There is no scenario too complex for us. Multi-unit freehold blocks, houses in multiple occupation, flats above shops/offices/food & drink outlets, purpose built or converted flats, leasehold/freehold, single dwelling houses, and more. 

Single property finance and portfolio finance, 1st and 2nd charges, short and long term finance, interest only and capital repayment, serviced and retained payments. There are many options for investment properties and we can explore the most suitable options with you to help you achieve the best outcome for you and your business.

As an independent commercial broker, we have access to the entire market to secure the best deals for our clients. With our transparent fees and personalised service, you can trust us to guide you through the complexities of property finance.

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Who Is It For?

Our Buy-to-Let financing options are ideal for property investors and businesses looking to grow or restructrure their property portfolios. Whether you're a seasoned landlord or a first-time investor, our services are designed to meet your unique financial needs. We understand that each client has different property investment goals, and we are here to help you achieve them with our expert guidance and support.

 

 

 

 

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How It Works

Initial Consultation

We begin with a no-obligation consultation to understand your financial goals and needs. This crucial step allows us to lay the foundation for a successful financing solution tailored to you. 

Disclosure and Information Gathering

We provide our disclosures to you, including our Terms of Business and we gather information from you too, which helps us to understand your position and options and to further define the most suitable lenders and products that may be available to you.

Research & Analysis

We prepare a report on your behalf which takes form of a proposal to the lenders, for the finance you require. We conduct extensive market research to identify the best lenders and products that align with your requirements and submit the proposal for consideration.

This starts our negotiation with these lenders for you. By leveraging our whole-of-market access, we ensure you receive the most competitive options available.

Presentation of Terms

We review the Indicative Terms received from the lenders and we present you with a detailed Table of Terms. This shows the detail of these Indicative Terms in a format making it easy to compare the pros and cons of each, enabling you to make an informed decision that suits your requirements.

Application Submission

Once you select a suitable solution, we complete and submit a full application for finance, to your chosen lender. We work closely with you and the lender to achieve efficient approval and we manage the entire application process on your behalf. 

Application to Completion

This includes all the important steps, such as property Valuations, receiving your Formal Offer of Terms & Solicitors.

We help you to manage these steps with these parties and the lenders and we proactively stay in touch with all involved, to help take away the hassle from you and ensure the process moves as swiftly and smoothly as possible for you.

​ Ongoing Support

Our commitment to you doesn't end once you receive the finance. We like to stay in touch so we can help you to ensure that you are always receiving the best finance solutions for your business needs.

With your agreement, we shall contact you on each anniversary of the product we have arranged for you, as well as prior to the end date of a specific rate or product term. We like to catch up regularly to stay up to date with your current situation and any evolving plans that may alter your finance needs. If the suitability of finance alters then we can help you to restructure where required.

 

 

 

 

 

Key Benefits

  • Bespoke Financial Solutions: Our financing options are designed to fit your specific needs, ensuring you get the best possible terms.
  • Competitive Terms: We leverage our whole-of-market access to secure the most competitive rates.
  • Expert Guidance: Our experienced brokers offer expert guidance through complex financial scenarios, providing you with the insights needed to make informed choices.
  • Personalised Service: We genuinely care about the level of service we provide, ensuring you receive the attention and support you deserve.


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Exclusive Commercial Services Limited is an appointed representative of Commercial Finance Brokers UK Limited which is authorised and regulated by the Financial Conduct Authority (FRN 736199) for the purpose of consumer credit business.

Commercial Finance Brokers UK Limited is registered in England & Wales under company registration number 06353973